Give Lively does not charge for the use of our apps and services, nor do we take any funds out of your donation, except for fees charged by our payment processors, Stripe and PayPal (see below). This is unlike many other services that charge a fee on top of the credit card transaction fee (sometimes up to 8% or more). At Give Lively, we are pleased to be able to pass along 100% of your donation, minus payment processor fees, to the nonprofits you designate.
Stripe charges a fee to collect money from your credit card, which gets taken out from the donation before being passed along to us. Current Stripe fees for registered nonprofits are 2.2% + $.30 for MasterCard and Visa transactions, and a flat 3.5% for American Express.
That means for all gifts under $30, the nonprofit will get more if you use American Express and for all gifts above $30, they'll get more if you use a Visa or MasterCard.
Stripe charges a fee of .8% (with a cap of $5) for processing ACH direct deposit payments. If you are making a recurring donation, or a gift over $65, be sure to pay via direct deposit so that the nonprofit you are supporting gets more of your donation.
Give Lively nonprofit members can add PayPal as an optional donation-processing method, but only for one-time donations. In the near future, we will be adding the option to process recurring monthly donations too.
PayPal charges fees of 2.2% + $0.30 per transaction, deducted automatically by PayPal. At this time, PayPal’s transaction fees can’t be covered by the donor. We plan to offer this feature in the near future.
International Card Fees:
Both Stripe and PayPal accept international credit cards. The transaction fees they charge are, however, a little higher than fees places on domestic cards.
At this time, the ability of donors to cover fees does not apply to international currency conversions, so there will be a slight difference between the donation sent and the total amount received by the nonprofit.